Cathy Tyler

954 Shadewater Way

Annapolis, MD
$ 675,000 Beds 4 Baths 3 Sq 1,855 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked at the end of a private flag-lot driveway and backing to mature woods, this home offers the rare combination of privacy and convenience. A light-filled sunroom overlooks the tree-lined rear yard, while the gas fireplace anchors the main living space for easy year-round comfort. The primary suite is located on the main level, along with a second bedroom/TV den and a hallway full bathroom. Upstairs two more flexible bedrooms can also function as an office, craft room, or workout space, and are joined by another full bathroom upstairs. Freshly painted throughout with brand-new flooring, it's move-in ready from day one. The big-ticket items are already handled: HVAC replaced in 2022, roof approximately three years young, and a tankless water heater installed in 2019 for endless hot water and lower energy costs. An attached two-car garage and in-ground lawn sprinkler system round out the package. Residents of Heritage Harbour enjoy an exceptional array of amenities designed for an active, social, and engaging lifestyle. The list of Heritage Harbour amenities and services is vast, including: a 9-hole, par 3 golf course with pro shop, tennis courts, indoor and outdoor pools, fitness center with exercise classes, sauna, and whirlpool, billiard room, restaurant, library, meeting rooms, auditorium with stage and dance floor, wood shop and craft room, pier with boat slips and kayak storage, RV storage, and a pond - the popular site of remote control boat races. Activities Abound. Theres no excuse for boredom when you live in Heritage Harbour. Residents have access to all kinds of clubs, meetings, and activities, including community college classes on site, bus service to nine standard Annapolis locations and many other special trips, community dances and plays, the Harbour Lights newsletter and HHTV television channel, model boat races, billiard tournaments, community management and leadership, bocce, horseshoes, and lawn games. A Prime Location. The community is located about 10 minutes from Anne Arundel Medical Center and Annapolis Mall. For those who like to snowbird in warmer locations, the Baltimore Washington International airport is about 30 minutes away.

ACTIVE

  • Price
  • $ 675,000
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.34 Acres
  • Zip
  • 21401
  • Sqr Footage
  • 1,855
  • Year Built
  • 1985
  • Taxes
  • $ 6158
  • Style
  • Contemporary
  • MLS#
  • MDAA2156964
Listed By: Alison Wisnom with Coldwell Banker Realty - 4102638686;
Data Source: Bright MLS

Features

General

Living Area 1855
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Appliances Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer
Zoning R2
HOA Fee 176.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Insurance,Pool(s),Pier/Dock Maintenance,Recreation Facility,Reserve Funds,Sauna,Snow Removal
Patio/Porch Features Porch(es)
Architectural Style Contemporary
Construction Materials Combination
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1985
View Trees/Woods
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 412
Accessibility >84 Garage Door
Assoc Fee Paid Per Monthly
County ANNE ARUNDEL
New Construction No
Property Type Residential
Association Amenities Community Center,Exercise Room,Party Room,Sauna,Billiard Room,Club House,Common Grounds,Fitness Center,Game Room,Jog/Walk Path,Hot tub,Meeting Room,Pickleball Courts,Pier/Dock,Pool - Indoor,Pool - Ou
HOA Yes
Subdivision Name HERITAGE HARBOUR
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Use GPS.
City ANNAPOLIS
Association Name HERITAGE HARBOUR
Senior Community Y/N Yes
Lot Size Units Square Feet
Lot Size Square Feet 14926.00
Tax Assessed Value 526800.0
Tax Annual Amount 6158.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 363.88
Acceptable Financing Cash,Conventional,VA
Senior Community Age Req 55
Vacation Rental Y/N No
Virtual Tour https://www.genevirtualtours.site/g/26332
Total SQFT 1855
Standard Status Active
Year Built Source Assessor
Legal Subdivision HERITAGE HARBOUR
Tax Lot 47

Interior Features

Interior Amenities Breakfast Area,Carpet,Combination Dining/Living,Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Open,Kitchen - Eat-In,Kitchen - Table Space,Primary Bath(s)
Heating Fuel Natural Gas
Flooring Carpet,Ceramic Tile,Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Tankless,Natural Gas
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1855
Central Air Y/N Yes
Total Bedrooms 4
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Underground Lawn Sprinkler
Pool Yes - Community
Lot Features Backs to Trees,Flag
Water Source Public
Total Parking Spaces 6
Garage Features Garage Door Opener
Type of Parking Attached Garage,Off Street,Other
Foundation Details Slab
Water View Y/N No
Lot Size Acres 0.34
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N No
Builder Model BARCLAY
Water Access Features Canoe/Kayak,Private Access
Land Assessed Value 252700.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Off Street - # of Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/15/2026 Listed $675,000

Property vs Zip Code Average in 21401

Price
AVG $1.88M
$680K
Taxes
AVG $25,759
$6,158
Year Built
AVG 1957
1985
Visits
AVG 550
15
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

954 Shadewater Way Annapolis, MD is a Single Family Home for sale at $675000 with 1855 sqft and a lot size of 0.34 Acres Acre(s). 954 Shadewater Way Annapolis has 4 bedrooms, 3 baths and was built in 1985. The property's zip code is 21401 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Cathy Tyler

Cathy Tyler

REALTOR®

443-500-0012

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